Accident & Sickness Cover

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We’re 100% Independent!

We have a team of fully qualified impartial advisers who are able to provide you with suitable advice based on the whole of the UK market offering accident and sickness cover.

 

What is it?

Accident & Sickness protection is an insurance policy designed to provide you with an income to cover essential bills and living expenses whilst you recover from an accident or illness. It is often combined with an unemployment insurance policy and can give you peace of mind, especially if you rely on one main income.

How does it work?

Usually the policy will provide you with an income for a set period (1 – 2 years). Accident, sickness & unemployment insurance is not suitable for everyone. It can give you peace of mind if you’re concerned about being off work due to accident or sickness, or worried about paying the bills and looking after the kids if your spouse becomes ill.

INSURANCE

YOU WILL RECEIVE A KEY FEATURES DOCUMENT PRIOR TO TAKING OUT A POLICY. THIS WILL SET OUT IN DETAIL ANY CONDITIONS OR LIMITATIONS OF THE POLICY.

IF YOU FAIL TO KEEP UP WITH PREMIUM PAYMENTS YOU WILL BE UNABLE TO CLAIM BACK ANY OF THE PAYMENTS YOU HAVE MADE. IT IS IMPORTANT THAT YOU CHECK YOUR INSURANCE REGULARLY TO ENSURE IT STILL MEETS YOUR NEEDS.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE