Critical Illness Insurance

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We’re 100% Independent!

We have a team of fully qualified impartial advisers who are able to provide you with suitable advice based on the whole of the UK market offering critical illness insurance.

 

Why is Critical Illness insurance important?

Most people will think about protecting their family if they die but what happens if you become critically ill. How will you keep up mortgage repayments if you are no longer able to work? It can give you peace of mind, especially if you rely on one main income.

How does it work?

Critical illness is a policy set up to pay out a lump sum cash payment if the person insured suffers a critical illness covered by the policy within a specified term. Most critical illness policies will cover such things as heart attacks, strokes and types of cancer.

INSURANCE

YOU WILL RECEIVE A KEY FEATURES DOCUMENT PRIOR TO TAKING OUT A POLICY. THIS WILL SET OUT IN DETAIL ANY CONDITIONS OR LIMITATIONS OF THE POLICY.

IF YOU FAIL TO KEEP UP WITH PREMIUM PAYMENTS YOU WILL BE UNABLE TO CLAIM BACK ANY OF THE PAYMENTS YOU HAVE MADE. IT IS IMPORTANT THAT YOU CHECK YOUR INSURANCE REGULARLY TO ENSURE IT STILL MEETS YOUR NEEDS.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE