Vulnerable Customer Support

Our policy

All our staff are dedicated to ensuring the needs of vulnerable customers are identified and handled in a compassionate and helpful way. Our internal policy provides information and procedures on how our staff can assist with the following types of vulnerabilities:

 

Health

  • Hard of hearing, deaf or speech impaired
  • Blind or partially sighted
  • Limited mobility
  • Suffering with mental illness

Life Events

  • Experiencing short term financial difficulties
  • Recent bereavement
  • Recently gone through separation or divorce
  • Problems with addiction

Resilience

  • Low income
  • Significant debt management issues
  • Mortgage arrears

Capability

  • Learning difficulties
  • Younger people / first-time buyers with low financial services knowledge / elderly people who may suffer with lack of technology knowledge or difficulty making financial decisions
  • Non-English speaking or those who have limited English language

Accessibility

Some of our offices are accessible for wheelchair users and parents with pushchairs. We also have an accessible toilet in our Head Office. We will ask if you have any accessibility requirements before we meet with you but, if we forget, please let us know and we will try our best to accommodate your needs.

Staff awareness

Training is given to all employees and new joiners on how to identify and assist vulnerable, or potentially vulnerable customers.

We have access and information available from the following resources and charities, which you may find beneficial:

Relay UK

Allformats

Mental Health and Money Advice

Samaritans

Money Advice Service

 

We are happy to help in any way possible so please bring any additional support needs to our attention.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE